Are your plans to move in 2024?

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⏰ Let’s talk about timing….when should you begin your home search?

📆 It typically takes about 3 months from pre-approval to getting the keys.

Of course, it all depends on various factors and can differ for each person – but generally the typical timeframe.

If you are thinking about a new home in the near future - 💬 comment “GUIDE” and I’ll send you my buyer’s guide with a step-by-step guide to the home buying process.

REEL COVER

Thinking about buying a home in 2024? ✨

Here’s what you need to know ↓

Before you start your search, be sure you understand the ins and outs of home buying.

📄Having a plan is the BEST first step!

① – Determine WHY you want to buy.

② – Speak with a lender to find out how much you can afford (I have some lender recommendations if you need some!)

③ – Find a trusted real estate agent (aka me 😉) and let’s start seeing some homes!

If you would like my free buyer’s guide on the complete home buying process – 💬comment GUIDE below!

REEL COVER

Let’s chat about the holiday season and its impact on selling your home 🏡

Here are pros and cons of selling during the holidays:

🅿🆁🅾🆂 👍

☃️ Festive Atmosphere >> Homes often look their coziest and most inviting during the holiday season.

❄️ Motivated Buyers >> Serious buyers are out and about during the holidays. They may have a more urgent need to find a new home, making the process smoother.

☃️ Less Competition >> Fewer sellers list their homes during the holidays, which means your property has a better chance of standing out and selling faster!!

❄️ Year-End Tax Benefits >> Some buyers may be looking to make a purchase before the year ends for tax purposes, which could work in your favor.

🅲🅾🅽🆂 👎

🎄 Busy Schedules >> The holiday season can be chaotic for both buyers and sellers, with travel, family events, and shopping taking up a lot of time.

🎁 Weather Challenges >> Depending on your location, inclement weather can impact showings and the overall selling process.

🎄 Pricing Pressure >> Buyers may expect a deal during the holidays, so be prepared for potential negotiations on your asking price.

🎁 Decor Clash >> While festive decorations can make your home look appealing, over-the-top decor might distract potential buyers from the actual features of your property.

Ultimately, with the right preparation and mindset, you can have a successful home sale and still enjoy the holiday spirit 🎅🏼

👉 If you or someone you know are thinking about buying or selling 🏡, please message me! I’d love to help you with the next chapter of your life.

REEL COVER

Make any large purchases!💵

Especially during the holiday times this could be hard NOT to do. But it’s very important in order for the transaction to close smoothly.

Here’s why ↓

First, it helps maintain the stability of your financial situation, which is crucial for the closing process.

→ Lenders often review your financial status before closing to ensure that you're still qualified for the loan. Making significant purchases could alter your finances and potentially raise concerns.

→ Secondly, large transactions during closing may impact the amount of cash you have on hand. The closing process often involves various fees, and having sufficient funds available ensures a smooth and successful closing.

Think of it as ensuring a clear and steady path to settling into your new home without any unexpected bumps along the way.

If you have any questions or concerns, make sure to speak with your real estate agent and mortgage lender🏡

If you or someone you know is looking to buy, please contact me today! 📲

REEL COVER

Why is it so important to get an inspection when purchasing a home? 🛠

Inspection reports provide a thorough examination of the property, revealing any hidden issues or potential problems.

This helps buyers make informed decisions, negotiating repairs, and avoiding unexpected surprises down the road.🏚

They also help to protect the buyer.

👉 Most purchase agreements include a contingency clause that allows buyers to withdraw from the contract without penalty if the inspection reveals significant issues or if they are unable to negotiate satisfactory repairs with the seller.

→ It’s important to talk with your agent and understand the terms of the purchase agreement and inspection contingency before entering into a real estate transaction.

REEL COVER

Right now is a great time to buy a home for several reasons. ↴

01 – The real estate market is often less crowded.

02 – Some homeowners may be more motivated to sell in the winter, providing an opportunity for buyers.

03 – Buying a home now allows you to take advantage of potential tax benefits for the current year.

If you are considering a move, 💬comment “GUIDE” and I’ll send you a step-by-step home buying guide👇

MEMBERS >> Find the Home Buyers Guide in the “Agent Essentials” Templates

REEL COVER

First, make sure you 💾 SAVE this post to refer back to it later.

A mortgage-free month, what an amazing gift!🎁

𝗛𝗘𝗥𝗘'𝗦 𝗛𝗢𝗪 𝗜𝗧 𝗪𝗢𝗥𝗞𝗦

→ When you close on a house, there is often a gap between the closing date and the first mortgage payment.

This gap is not due to a special arrangement or benefit BUT is a result of the way mortgage payments are structured.

→ Your first full mortgage payment is typically due the first day of the second month after closing.

📆 For example, if you close on a house in December, your first mortgage payment is due in February.

📄 This structure allows the lender to align your payment schedule with the start of a new month and provides some time for administrative tasks related to the loan.

→ Please keep in mind that this is a general explanation, and the specific terms may vary depending on the lender and the terms of your mortgage agreement.

✩ It's always a good idea to carefully review your loan documents and consult with your lender to fully understand the details of your mortgage and payment schedule.

💬 If you are looking for more questions to ask your lender, comment “QUESTIONS” and I’ll send you a full list so you’re prepared when meeting with your mortgage lender.

MEMBERS >> Find the Lender Questionnaire in the “Agent Essentials” Templates

REEL COVER

🚨Breaking News! Rate cuts expected in 2024

According to Jessica Lautz, deputy chief economist and vice president of research at the National Association of Realtors, or NAR. “By the spring of 2024…rates will hopefully be in the 6% range.”

Make sure you 💾 SAVE this post to refer back to it later.

𝗪𝗛𝗔𝗧 𝗗𝗢𝗘𝗦 𝗧𝗛𝗜𝗦 𝗠𝗘𝗔𝗡 𝗙𝗢𝗥 𝗬𝗢𝗨?

→ Home Buyers - This could mean more affordability, less negotiation, more buyer demand, and paying over list price.

✩ If you’re looking for a house around that time make sure you connect with an agent that can help you put in a well-crafted offer and negotiate the best terms on your behalf.

→ Home Sellers - This could mean more negotiation power, a larger buyer pool, multiple offers, and less time on the market.

✩ If you’re thinking of selling, it might be time to start making any necessary repairs, decluttering and prepping your home!

👉 If you’re thinking of buying or selling, let’s get prepared now!

💬Comment “GUIDE” and I’ll send you a step by step to buying or selling your home👇

MEMBERS >> Find these Guides in the “Agent Essentials” Templates

REEL COVER